Op-Ed: The Credit Scoring Cartel That’s Cornering The Mortgage Industry

Op-Ed: The Credit Scoring Cartel That’s Cornering The Mortgage Industry

By ROB ZIMMER Americans are experiencing an affordable housing epidemic. A shortage in housing supply combined with rising interest rates has impacted millions of communities across state and party lines – making it increasingly difficult for families to realize their dream of homeownership. Unbeknownst to many, there’s another factor significantly contributing to the housing affordability…

Opinion: Streamline The CSBS State Exam System
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Opinion: Streamline The CSBS State Exam System

By ROB ZIMMER As consumers and industry professionals weather a historically difficult housing market, it is more important than ever to foster a mortgage lending environment that supports the continued existence and growth of small lenders. The success of small lenders is not only in the best interest of consumers, but aligns with the goals…

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