Union Home Acquires Nations Reliable Lending

Union Home Mortgage acquired Nations Reliable Lending, the companies announced.

Houston-based Nations Reliable Lending, also known as NRL Mortgage, will add to UHM’s business in Texas and Southwest Ohio. UHM operates in 48 states.

NRL Mortgage closed $1.091 billion in lending and UHM closed $7.6 billion in 2024.

“All of us at Union Home are excited to welcome the wonderful mortgage professionals of NRL to our family,” said Bill Cosgrove, CEO of Union Home Mortgage. 

“Our company lives by the mantra of ‘Promises Kept,’ which not only includes promises to our customers, but to our employee partners. By coming together, we expand the reach of that promise further, while also continuing to build a unique workplace culture in the mortgage industry.”

NRL was named a Top Workplace by the Houston Chronicle in 2024. Union Home Mortgage has been named a Top Workplace by the Plain Dealer for ten years in a row. Both have also been named nationally to the USA Today Top Workplaces List, according to company leaders.

“NRL’s mission has always been to provide reliable service to our customers, partners, employees, and communities,” said Mewael Ghebremichael, CEO of Nations Reliable Lending. 

“Joining forces with UHM feels right because we know they care as much as we do about working as a team for the betterment of our borrowers. We’ll be able to make an even more meaningful impact by coming together, and we can’t wait to get started.”

Union Home Mortgage Corp is a full-service retail, wholesale, and consumer direct independent mortgage banking company with branches across the U.S. in 48 states and the District of Columbia.

Frank DiMaio joined the company in January as Regional Manager of the Mid-Atlantic region.