Rohan Ganduri

Atlantans Adjusting To Post-Pandemic Work Environment

Posted on by TMN Editor
By SCOTT KIMBLER As the debate about returning to the office continues nationwide, people in the city of Atlanta and its surrounding communities are adapting to the reality that hybrid and remote work are likely here to stay. Over six million people live in the Atlanta Metropolitan Statistical Area, which has long been a hot market for housing for a variety of reasons, including job opportunities with companies such as Delta Airlines, Coca-Cola, and UPS. When the pandemic hit in 2020, a lot of changes happened as the region was introduced to shelter-in-place, which morphed into a work-from-home model. Now in the post-pandemic period, many companies have adopted a hybrid work schedule, with employees driving into the city about three…

Lenders May Have To Scale Back To Survive

Posted on by TMN Editor
By SCOTT KIMBLER Since early 2022 officials at the Federal Reserve have been raising interest rates as a means of combatting inflation but the trickle-down effect is making life hard for the lending industry. More specifically for non-bank lenders. This is according to financial experts and industry observers such as Dr. Rohan Ganduri of Emory University’s Goizueta Business School. Ganduri says there are really only two types of lenders, bank and non-bank lenders. In the current mortgage climate the smaller, non-bank lenders have a landscape that is changing rapidly and not in the favor of those employed by such lenders, he told The Mortgage Note. “A non-bank lender differs from a bank lender in several ways,” says Ganduri. “The biggest…