By NATE SCHERER Last November, the Federal Housing Finance Agency (FHFA) published its much-anticipated report on the Federal Home Loan Bank (FHLB) System. While well intended, the 142-page report – FHLBank System at 100: Focusing on the Future – proposes several reforms that are not needed and risk undermining a system that already works remarkably well…
By CHRIS BARSTEIN Homeownership: the American Dream. For so many adults, our homes not only fulfill the dream, they also are our most significant single purchase and our greatest investment. They’re where we build lives, families, and memories. Then, it happens. We age and, almost without warning, that dream starts to become a burden. This…
By EDWARD PINTO On December 15, HUD released its annual Point-In-Time (PIT) homeless and housing inventory counts (HIC) conducted in January 2023. The key finding was that homelessness reached a record high as the 2023 annual count increased 12% and 18% respectively from 2022 and 2017. The average rate of homelessness per 1,000 population in…
By KURT DAVIS JR. There are some simple life lessons in business: It is hard to be liked by all people and it is hard to be liked all the time. Leaders at central banks and investment firms know this very well… today’s economic crisis will likely end with a simple reminder. The Federal Reserve: Essential…
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