Kind Lending Unveils “Top Dog” Broker Rewards Program

Kind Lending Unveils “Top Dog” Broker Rewards Program

Kind Lending launched a new broker reward initiative that lets its partners access exclusive benefits and elevate their businesses. The Top Dog Program offers three tiers. As Good Dogs, brokers gain access to pilot participation in new programs, helping them stay ahead of the curve and maximize their potential. Big Dogs get one early payoff…

LoanSnap Loses CA Lending License

LoanSnap Loses CA Lending License

Embattled lender LoanSnap has lost its lending license in yet another state this month. The California Department of Financial Protection and Innovation revoked LoanSnap’s license after it failed to renew its surety bond. The bond is meant to protect consumers from lender fraud and financial risk. It expired in August. The department told LoanSnap its…

Op-Ed: How The Change In Commission Structure Has Affected Realtors
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Op-Ed: How The Change In Commission Structure Has Affected Realtors

By WENDY LEIBOWITZ Realtors have long played a pivotal role in helping people buy and sell homes. However, the recent changes in commission structures have shaken things up in the real estate world. If you’re in the business, you’ve probably felt the impact. But what exactly has changed, and how does this shift affect the…

Cheap Southern States Netted Migrants Post-Pandemic

Cheap Southern States Netted Migrants Post-Pandemic

Location influenced interstate migration after the pandemic, but price moved people the most. According to a new report from LendingTree, the states that netted the most new residents from 2021 to 2022 were cheaper Southern states. Florida and Texas led the pack, netting 249,000 and 174,000 new residents, respectively.  “Florida is an often affordable state…

Looking Ahead: The Power Of Bank Branches With Loan Officers
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Looking Ahead: The Power Of Bank Branches With Loan Officers

By KIMBERLEY HAAS As consumers turn to mortgage professionals they can trust in their communities, it is predicted that more industry leaders will depend on a retail model to make the most out of the market. Joe Ludlow, vice president of sales at Advantage Systems, Accounting for Mortgage Bankers, and ApprovalSoft in California, made note…

Delinquencies Rise But Loss Mitigation Efforts Prevent Foreclosure
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Delinquencies Rise But Loss Mitigation Efforts Prevent Foreclosure

By KIMBERLEY HAAS Distressed homeowners who get behind on their mortgage bills are avoiding foreclosure. The Mortgage Bankers Association’s National Delinquency Survey was released last week and it showed that delinquencies increased in the third quarter to a rate of 3.62%, up 25 basis points from the second quarter and 17 basis points from a…

Home For The Holidays: Will It Be Better To Buy At Thanksgiving Or Christmas?
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Home For The Holidays: Will It Be Better To Buy At Thanksgiving Or Christmas?

By ERIN FLYNN JAY Holiday home shoppers who are sensitive to mortgage interest rates near 8% may resist the idea of buying before Thanksgiving, hoping that Santa Claus brings relief, but is waiting until Christmas the answer this season? On Wednesday, the Federal Reserve held its target range for the federal funds rate at 5.25%…

Guaranteed Rate Insurance Adds Flood Solution

Guaranteed Rate Insurance Adds Flood Solution

Guaranteed Rate Insurance has developed a solution for homebuyers in high-flood risk areas, the company announced in a press release. Its new private flood insurance API connection allows agents to provide flood quotes in all zones from multiple providers, directly through its CRM platform. Agents need only confirm property details and coverages/deductibles, with the binding…

Atlantans Adjusting To Post-Pandemic Work Environment
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Atlantans Adjusting To Post-Pandemic Work Environment

By SCOTT KIMBLER As the debate about returning to the office continues nationwide, people in the city of Atlanta and its surrounding communities are adapting to the reality that hybrid and remote work are likely here to stay. Over six million people live in the Atlanta Metropolitan Statistical Area, which has long been a hot…

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