Ralph Armenta To Helm Lending-in-a-Box At Incenter

Mortgage industry leader Ralph Armenta joined Incenter Lender Services as President, Lending-in-a-Box, the company announced.
Incenter provides financial companies solutions to improve financial and operational performance, available on an “as-needed” basis so companies aren’t saddled with additional fixed costs.
“Incenter is fortunate to add Ralph to our team as our clients seek a new infusion of growth,” said Bruno Pasceri, President.
“This industry is at a watershed moment where the ability to offer non-traditional products like student, auto or personal loans, or to tap into demand for residential transition loans or second-lien products, can offer a long-term advantage. Ralph will help our clients enter new spaces while providing additional opportunities for the secondary and capital markets.”
In this new position, Armenta will double down on moving personal/non-mortgage and mortgage loan products into the market to generate accretive revenues and liquidity for lenders, depositories, IMBs, community banks, and credit unions, along with their servicing and subservicing partners.
Products will be available through Incenter’s digital Lending-in-a-Box platform.
“When Incenter introduced me to its Lending-in-a-Box strategy, I immediately wanted to sign on. Lending-in-a-Box is the most revolutionary and impactful mortgage concept I have seen, and an example of Incenter’s boundless creativity,” Armenta said.
Armenta brings two decades of mortgage experience to the company, including executive leadership positions at LoanFuel and Compass Analytics. He most recently served as SVP, Enterprise Sales at Computershare Loan Services.
Armenta is also an adjunct professor New York’s Empire State University, teaching courses in corporate finance, macroeconomics, and financial strategy.
Lending-in-a-Box’s first offering is Student-Loan-in-a-Box from Incenter company CampusDoor.